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Cashflow for scaffolding companies

Get paid this week
for work you did last month.

Scaffold Capital is a specialist finance partner for scaffolding firms. Turn your certified invoices into cash within 24 hours — without loans, personal guarantees or long contracts.

Up to 80% advanced on certified invoices
Request a call How it works
Typical clients: scaffolding companies turning over £300k–£5m, working for main contractors and larger subcontractors across the UK.

How it works

We keep it simple so you can focus on running your jobs, not chasing cash.

The basics

We buy your certified invoice and pay you most of the value today. When your client pays, we send you the balance, minus our fee.

  • Only for limited company scaffolders
  • Invoices must be approved / certified
  • Debtors: main contractors or larger subcontractors
  • No personal guarantees required

Step-by-step

Send us your certified invoice. Along with the payment certificate / QS approval.
We verify it with your client. Quick call/email to their QS or accounts payable.
We pay you up to 80%. Same day in many cases once checks are done.
Your client pays us. They pay into our account under a Notice of Assignment.
We send you the balance. Minus our agreed fee. No surprises, no extra charges.

Why scaffolders use ScaffCap

We’re built for the reality of scaffolding – monthly valuations, QS games, retention, and 45–90 day payment cycles.

High-street bank
  • ❌ Don’t like construction or scaffolding
  • ❌ Require security & PGs
  • ❌ Slow approvals (weeks/months)
  • ❌ Hard to increase limits quickly
Generic invoice finance
  • ⚠ Often want your whole sales ledger
  • ⚠ Monthly & service fees, audits
  • ⚠ Limited understanding of scaffolding nuances
  • ⚠ Contracts and minimum term commitments
Scaffold Capital
  • ✅ Scaffolding-focused – we get valuations & certs
  • ✅ Selective: pick which invoices to fund
  • ✅ No PGs, no lock-in, no minimums
  • ✅ Transparent 3% / 30 days pricing

Frequently asked questions

Straight answers to the things scaffolders ask us most.

Is this a loan?
No. We’re buying your certified invoice (a receivable) at a discount. It doesn’t show as a loan on your books and there are no repayments – when your client pays, we settle up and send you the balance.
How much does it cost?
Our standard fee is 3% per 30 days on the amount we advance. If your client pays in 30 days, that’s 3%. If they pay in ~45 days, it’s about 4.5%. There are no setup fees, no monthly fees, and no hidden extras.
Who can use it?
UK-based limited company scaffolding firms working B2B (no domestic work), with invoices to main contractors, councils, housing associations, or larger subcontractors. Turnover typically from £300k to £5m+.
Do you need personal guarantees?
For standard transactions, no. Our primary security is the strength of your debtor (the company paying the invoice) and the certified nature of the debt.

Let’s talk about your cashflow

Tell us who you work for and what you’re waiting to be paid on. We’ll tell you, quickly and honestly, what we can fund.

How to get started

The easiest way to start is to pick one certified invoice you’re waiting to be paid on and talk it through with us.

  • Tell us who the debtor is (main contractor / client)
  • Invoice amount and certification date
  • When it’s due to be paid
  • Rough idea of your annual turnover

We’ll give you an honest view, usually in the first call, of what we can fund and on what terms.

Talk it through on the phone or WhatsApp us. Either way it's no problem.

Phone: 07521 453630
Email: hello@scaffcap.co.uk
WhatsApp: 07521 453630

Typical first conversation:

  • Who is your client?
  • How long you’re waiting to be paid?
  • What do your next few jobs look like?

If it’s not a fit, we’ll tell you quickly and straight. If it is, we’ll move fast to get your first invoice funded.